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Early withdrawal penalties apply. Series A Class I V-R BondsAaa/F1+'Additionally, the class I bonds have asset parity maintenance requirements directing revenues to be used to call bonds of that class prior to paying debt service of the next junior class. Benefits of 3-2-1 Mortgage Buydown The borrower qualifies for this loan at the 3. Borrowers get caught in a cycle of debt where they keep paying fees every two weeks until they can pay off the full amount of the loan. If you go with say the median price in SA of about $140k with 20% down, you're looking at negative cashflow.